Before I started the d2p plan I heard a guy talking (I think it was on Oprah) about a thing called the latte factor.  What he was saying was that a daily trip to someplace like Starbuck's could cost a fortune in future wealth.  I quit buying my coffee there but I felt deprived.  I recently found a cool site that has a FREE recipe book for all of us caffeine freaks who want to save some money without sacrificing our enjoyment of Double Mocha Frappe or Caramel Machiatto.  Here is the link:
http://www.coffeefair.com/free-coffee-recipes-ebook.htm