Getting Out of Debt

the Debt Doctor · Mark J

I am going to have my credit cards paid off in about 12-14 months with the debt settlement plan and I want to focus on getting my house paid off asap like the d2p plan suggests. I looked into a biweekly plan and am just wondering, should I wait until my credit card debt is paid off and use power payments to pa...

the Debt Doctor · Anonymous

A friend of mine told me I should look into a money merge account because it could do the same thing as power payments. Can somebody explain what that is and how it works?

the Debt Doctor · Anonymous

I know that the goal is to be 100% debt free but should I pay off my mortgage early in this bad economy? With credit tight I am almost afraid to pay any extra on my mortgage because once it is paid in I can't access it in an emergency like on a credit card. But I don't want to pay all that interest. Any advice?...

smith_family

I just received the mid-month newsletter about this forum and particularly the question about creditor calls. I currently have 6 accounts in the program; 4 of them stopped calling altogether about 2 weeks after I started, however 2 of them are relentless - calling 10-20 times a day. After readi...

JackBlack · Anonymous

Please copy and paste the following link to your address bar: http://www.brillig.com/debt_clock/ Now I know I'm not alone in this situation!

Dave@D2P · Anonymous

Is our government doing anything to reduce credit card rates? I have a card at 29% and in my opinion is a form of legal loan sharking. I also have a payday loan at around 60%. How is all this legal??

the Debt Doctor · Anonymous

I have some debt I want to pay off and I need some advice. My 401k has been losing money, would it make sense to borrow enough from my account to pay off the debt? Instead of losing money I would be paying myself interest on the loan but it would be a lot less than my credit card company is charging. If I bor...

the Debt Doctor · Deep_In_Debt_NYC

I hear this all the time with friends, family, and co-workers. Isn't all debt bad?

Anonymous

I had a sister that filed for bankruptcy last year and she said that it was the best financial decision she'd ever made. I now find myself in 30,000 in credit card debt and I'm looking into my options. I am just wondering...how hard is it to recover from a bankruptcy? And, if I have no assets, why should I...

John_Colorado

I'm not sure where to begin - do I start with my credit cards and if so is it my lowest balance, highest balance, lowest interest rate, highest interest rate? Do I start knocking down my car note first?

Anonymous

Where do you start in the process of becoming debt free

Topic		Started By	Replies	Views	Last Post
	Is a bi-weekly mortgage plan a good idea? (Preview) I am going to have my credit cards paid off in about 12-14 months with the debt settlement plan and I want to focus on getting my house paid off asap like the d2p plan suggests. I looked into a biweekly plan and am just wondering, should I wait until my credit card debt is paid off and use power payments to pa...	Mark J	2	788	Jul 5, 2009 by the Debt Doctor
	What is a money merge account? (Preview) A friend of mine told me I should look into a money merge account because it could do the same thing as power payments. Can somebody explain what that is and how it works?	Anonymous	1	565	Jul 5, 2009 by the Debt Doctor
	Should I try to pay off my house early in a bad economy? (Preview) I know that the goal is to be 100% debt free but should I pay off my mortgage early in this bad economy? With credit tight I am almost afraid to pay any extra on my mortgage because once it is paid in I can't access it in an emergency like on a credit card. But I don't want to pay all that interest. Any advice?...	Anonymous	8	552	Jun 9, 2009 by the Debt Doctor
	Creditor calls finally ended! (Preview) I just received the mid-month newsletter about this forum and particularly the question about creditor calls. I currently have 6 accounts in the program; 4 of them stopped calling altogether about 2 weeks after I started, however 2 of them are relentless - calling 10-20 times a day. After readi...	smith_family	6	697	May 18, 2009 by Anonymous
	US Consumer Debt Clock debt (Preview) Please copy and paste the following link to your address bar: http://www.brillig.com/debt_clock/ Now I know I'm not alone in this situation!	Anonymous	5	597	May 14, 2009 by JackBlack
	Credit card rates? (Preview) Is our government doing anything to reduce credit card rates? I have a card at 29% and in my opinion is a form of legal loan sharking. I also have a payday loan at around 60%. How is all this legal??	Anonymous	4	563	Apr 21, 2009 by Dave@D2P
	Does it make sense to borrow from my 401k? (Preview) I have some debt I want to pay off and I need some advice. My 401k has been losing money, would it make sense to borrow enough from my account to pay off the debt? Instead of losing money I would be paying myself interest on the loan but it would be a lot less than my credit card company is charging. If I bor...	Anonymous	3	472	Apr 14, 2009 by the Debt Doctor
	Good Debt Bad Debt? (Preview) I hear this all the time with friends, family, and co-workers. Isn't all debt bad?	Deep_In_Debt_NYC	3	574	Apr 14, 2009 by the Debt Doctor
	Bankruptcy really that bad? Bankruptcy Debt Counseling Stress (Preview) I had a sister that filed for bankruptcy last year and she said that it was the best financial decision she'd ever made. I now find myself in 30,000 in credit card debt and I'm looking into my options. I am just wondering...how hard is it to recover from a bankruptcy? And, if I have no assets, why should I...	Anonymous	1	576	Mar 31, 2009 by Anonymous
	Where do I begin? (Preview) I'm not sure where to begin - do I start with my credit cards and if so is it my lowest balance, highest balance, lowest interest rate, highest interest rate? Do I start knocking down my car note first?	John_Colorado	2	540	Mar 31, 2009 by Anonymous
	Starting Line debt free becoming debt free (Preview) Where do you start in the process of becoming debt free	Anonymous	2	568	Mar 31, 2009 by Anonymous
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